How To Set Up a Payment Processor on Cratejoy

Why add a payment processor?

Once you set up an account with Cratejoy, we handle your subscriptions, but a payment processor handles your transactions so you can get paid. The payment processor accepts your customers’ payments from their credit/debit cards, so you can then transfer that money from your payment account to your own bank account.

Step 1: Pick your payment processor

Cratejoy offers several options:

  • Stripe: Stripe is our most common and most-recommended processor. We love it because it has low decline rates, works fantastically with recurring payments, and has an easy setup for both you and your customers.
  • Braintree
  • Authorize.net

Extra Checkout Options: PayPal Checkout. You can add PayPal as an extra payment processor option so your customers can choose between checking out with their credit/debit card (processed through Stripe, Braintree, or Authorize.net) or through their PayPal account.

To see a full list of Cratejoy-supported payment processors, check out our payment processor help doc.

Step 2: Set up an account with your preferred processor

Depending on the payment processor you choose, setup may vary. By default, you’ll be required to link your processor to an active bank account. Once your account is connected, all orders will be subject to the transaction fees of your chosen processor.

Step 3: Link the payment processor to your Cratejoy account

Go to the Payment Processor tab in your account to add your processor. Click the logo for your preferred processor, and you’ll be taken through the easy steps to link up your account to your Cratejoy store.

FAQ

How should I choose a payment processor?
We really recommend Stripe as the best payment processor for most merchants, but there are things you should consider:

  • Region: Check to ensure that your preferred payment processor can accept and deposit payments in your preferred countries.
  • Business category: Payment processors have their own policies about the types of business or products they support on their business (e.g. some do not support merchants that sell weapons, alcohol, etc). Be sure to check your processor’s terms and conditions to ensure your category of product is supported.

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